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Difference Between SSI and SSDI

The Social Security Administration pays disability benefits under two different programs:

Social Security Disability Insurance is the program most people think of when they hear "disability benefits." It is commonly known by the initials SSDI, or just SSD, or even DIB (for Disability Income Benefits).

This program is for insured workers, their disabled surviving spouses and children. In order to qualify, or to be considered "insured," you must have worked five of the past ten years before you became disabled. You must either be permanently disabled, or have a disability expected to keep you from working for twelve months or more.

Supplemental Security Income (SSI) is a program for people with little or no income and resources. The disability requirements are the same as SSDI, but SSI is an entitlement program, and is available for people who have NOT worked the required number of years.

If you have questions about either of these disability programs, please contact Kraft & Associates, and we will be glad to help you.



Kraft & Associates

2777 Stemmons Freeway
Suite 1300
Dallas, Texas 75207

Dallas: (214) 999-9999
Fort Worth: (817) 999-9999
Toll Free: (800) 989-9999
FAX: (214) 637-2118

Please direct general business inquiries to:
Ms. Nita Maki, Office Administrator

Kraft & Associates

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